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The biggest change on the horizon is the potential introduction of a federal online casino licensing regime. The current system – where unlicensed offshore operators service the market – is unstable. Banks have been known to block transactions to certain casinos, and players have lost funds when an operator shuts down without warning. A regulated market would bring consumer protections, dispute resolution, and mandatory game fairness testing. It would also likely force operators to display volatility information and set responsible gambling defaults.